Setting the rule without a lecture
You do not owe guests a speech about why there is a limit. A warm, plain line on the invitation does the work: "plus-ones welcome within your invite", or "seats are reserved for the named guests on your invitation". State it once, let the form hold the boundary, and the negotiation disappears, because the answer is already on the page before anyone has to ask.
If your list grows later, you upgrade the plan as your guest list grows; the mechanics of a named, in-limit plus-one stay the same, and costs are set out on /pricing rather than guessed here. The comfort comes from the fact that the rule is not something you enforce guest by guest in a message thread. It is written on the invitation, held by the reply form, and reflected back to you as names on the list, so the awkward conversation you were dreading simply never has to happen.